Ira Epstein & Company
Accounts Section

Margin Calls

As you trade, the equity of your account may fall below the applicable minimum margin level. When this happens, and only if time permits, we will attempt to alert you to the margin call. This margin deficiency must be met immediately or we or our clearing firm have the right to liquidate, with or without prior notice, as many of your positions as are necessary to bring your account back to an acceptable margin level.

At Ira Epstein and Company, all accounts must be fully margined AT ALL TIMES. Any accounts not fully margined will be liquidated down to the necessary margin. It is your responsibility, to keep yourself informed of all current margin requirements as they may be modified from time to time.

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Table of Contents

1. Responsibilites
2. Obtaining and Using Your Account Number
3. Order Placement
4. The Exchanges
5. Margin Calls
6. Margin Requirements
7. Bank Wiring Instructions
8. Trade Talk
9. Types of Market Orders
10. Price Orders
11. Combination Orders
12. T-Bill Policy
13. Account Maintenance Fee Policy
14. Service Charges

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If you have any questions either contact your IECo representitive or call: 1-800-284-1007

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