Ira Epstein & Company
Accounts Section

T-Bill Policy

T-Bills- It is our Treasury Bill policy that failure on our customer's part to inform us about what to do as a T-Bill approaches maturity will result in an automatic roll-over of the T-Bill for a 3-month period. To avoid this possible inconvenience, it is the customer's responsibility to instruct the IECo Margin Department at least even (7) days prior to the maturity date.

Furthermore, if the total equity in an account is a negative balance, the customer must wire or have a cashier's check presented to IECo within a 24-hour period, otherwise the T-Bill will be sold.

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Table of Contents

1. Responsibilites
2. Obtaining and Using Your Account Number
3. Order Placement
4. The Exchanges
5. Margin Calls
6. Margin Requirements
7. Bank Wiring Instructions
8. Trade Talk
9. Types of Market Orders
10. Price Orders
11. Combination Orders
12. T-Bill Policy
13. Account Maintenance Fee Policy
14. Service Charges

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If you have any questions either contact your IECo representitive or call: 1-800-284-1007

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